Flexible Device Financing — up to 12 Months

Shop all our hardware — iPad, iPhone and Mac — and conveniently pay for your device over a period of up to 12 months. The process is simple and fast: we help you open the account and assist with document submission.

Start Your Application

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3-Minute Decision

Credit decisions made within minutes.

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Up to 12 Months

Spread payments comfortably.

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From 1.58%/month

19% per annum, incl. charges.

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iPhone · iPad · Mac

All devices above ₦150,000.

Frequently Asked Questions

What are the requirements for Device Finance?

Fill out Kodac Innovations Financing form by following this link here.

What is the interest rate for Device Finance?

1.58% per month (19% per annum) including processing charges.
Interest & charges vary based on the selected creditor.

How long does it take?

Using our proprietary credit-eligibility and fraud-detection engine, we are equipped to make credit-granting decisions on all our customers within 3 minutes.

What devices are applicable?

All Kodac devices above ₦150,000.

Steps to Follow

Fill out Kodac Innovations Technology Financing form via Kodacinnovation.form, stating the product required.
KYC and details verification.
Product is ready for collection.
The whole process can take 1–2 days.

Disclaimer: Loan approval is determined by the banks.